Stay out of debt is our future plan

Many people asked me what do I plan to do in IL. We really do not have a concrete plan yet, we would have to see what comes along and take one step at a time. May eventually go for a teacher preparation program to get an IL teaching credential, but will work online and take up a part time temporary job as a start.

Working part time at a temporary job while getting to know the place and adjust to the new environment is the plan.  Since the holiday season is lurking around the corner, guess part time retail jobs and holiday extra helps are not too difficult to find.

It would take a few weeks for me to get the social security numbers (which is required when you apply for jobs). Then would start taking tests for driver license. Public transportation in most of the cities in America are horrible, driving is essential so you can get to work!

Many new immigrants may find themselves taking jobs that beneath their qualifications and past work experiences just to get one foot into the door so to speak. I know of a Japanese woman who decided to enroll herself to a beauty school like those beauty schools in texas so she can get American qualification and American experience. Though she used to ran a successful saloon in Japan!

Though the economy in America is not the greatest right now, it is fine when T has a  steady job and we are not in debt. Our plan is to continue to stay out of debt and save up cash for emergency during a recession like this.  That’s why we would not buy another car on payments though we  may have to work around our schedule.

So many people in America are living paycheck to paycheck and carry a balance on their credit cards. The financial crisis and recession  hit this group of people the hardest, some are going through bankruptcies,  foreclosures, or some have to consolidate debt and change their lifestyles. On the other hand, the sluggish real estate market is the buyer’s haven right now. It’s a great time to pick up a bargain for people who have the cash. We hope to save enough money to buy a house in 2-3 years time!

1 comment:

  1. Madel, 23. September 2008, 9:02

    Interesting

     

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